When it comes to your dental care, you need the cost of services to stay within your budget. Dr. Timothy M. Kelly understands your need to receive affordable dentistry, so you do not have to delay your dental appointments or your treatments. To get the care you need without breaking the bank, Dr. Kelly works with both in-network and out-of-network patients to help you maximize the value of your coverage. As an in-network dentist in Albuquerque for Delta Dental, MetLife and United Concordia, he will help you achieve a healthy, beautiful smile for affordable rates.
Often, insurance companies recommend that you visit an in-network dentist to benefit from cost-effective services. This is because an in-network provider has pre-negotiated rates with the insurance company to keep treatments more affordable. However, you do not have to visit one who is in-network. You still have the freedom to choose an out-of-network provider without having to worry about a large unexpected bill.
If you are an out-of-network patient, we will help you maximize the value of your dental policy to keep rates affordable. We work your insurance company on your behalf to file the necessary claims and forms to reduce your out-of-pocket expenses—no matter if you are in-network or not.
If you use your dental benefits to their full potential, you can keep your cost for services to a minimum. It all starts with your preventive appointments. Dental care is designed to prevent issues from developing in the first place. With a regular cleaning and checkup, you can help to stop complications from occurring, which not only protects your oral health, but also reduces your long-term cost for care by preventing the need for a lengthy or invasive procedure. As a result, most dental policies cover preventive appointments for little to no out-of-pocket expense.
In addition to preventive care, you are also given a yearly allowance to use toward treatments and procedures after you have paid your deductible for the year. Your insurance company may pay for as much as 80% of these treatments depending on your specific policy. This can include tooth extractions, root canals, and several other common procedures that are needed to rehabilitate your dental health.
Your policy may also include coverage for orthodontics and elective services as well. The amount they will pay will vary depending on your exact plan.
To help you keep the costs of your dental care within your budget, we will help you understand your benefits and what aspects of your treatments are covered. If there should come a time when you need to pay out-of-pocket, we offer an array of payment options. In addition, we accept third-party financing with CareCredit to make going to the dentist easy and affordable.
If you have not been to the dentist recently, do not let your dental coverage go unused. Dr. Kelly will help you maximize the value of your benefits to get a healthy, beautiful smile.
If you have any questions about your coverage, please contact our office today to speak with a member of our team.